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What is a 4 Point Home Inspection?

It is the verification of the home's four main systems (Electrical, HVAC, Plumbing and Roof). The inspection used to be for homes 30 years and older, but that has change. Insurance companies will ask for a 4 point inspection when buying a home and renewing the homeowners insurance policies.

The insurance companies are beginning to see the benefit of the 4 point inspection. The advantage to the insurance company is, of course, reduced loss risk on homeowners insurance policies. The insurance companies are looking for the four systems to be in "Acceptable Condition", generally good working condition or updated. "Acceptable Condition" for insurance companies means that each system are working as intended and there are no visible safety hazards or deficiencies with these systems.

The 4 Point Inspection Services must be completed and signed by a licensed inspector. Then after the inspection, a 4 point inspection from is submitted with a report and photos to the insurance company. The home owners application is evaluate by the insurance company for insurance. The inspection verifies the home's four main systems (Electrical, HVAC, Plumbing and Roof) are in "Acceptable Condition".

We at Home Inspection State Certify.com use the Citizens Home Insurance Company, 4 Point Inspection from plus a detail report with photos of the four systems.


4-Point Inspection: a specific inspection insurance company request for current home owners when insuring their home.The inspection focuses on the following system:

  • Electrical System Inspection.

  • Plumbing System Inspection.

  • HVAC ( Air Conditioning and Heating.

  • Roof General Inspection.


Most Common Problems found during a Home Inspection:

  • Faulty wiring: Outdated and worn out or missing electrical component are the most common problem.

  • Roof problems: A common issue is no access to roof or attic.

  • Plumbing issues: No water, worn out or leaking pipes,faucets and toilets running.

  • Air Conditioning and Heating Systems: No power, not installed correctly or not maintained.

  • Professional Home Inspection Service with a 90 day Service and Purchase Guarantee.
    Whether you are a home buyer or seller, Home Inspection State Certify, LLC can give you the peace of mind, only a complete home inspection can bring.

    Schedule your home inspection via our website or call Home Inspection State Certify.com or call 786-542-6952.
    All inspection reports are completed in a timely manner after the home was inspected. All reports will be sent via e-mail, printed reports are sent upon request servicing Miami Florida and Broward County Florida.









We will perform the inspection in accordance with Florida Home Inspection Standards of Practice.


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